DSCR Investor Rental Loans (1–4 Unit & Multifamily)
Debt coverage loans for investors purchasing or refinancing residential rental properties and portfolios — underwritten strictly on property cash flow.
Deal Size
$100,000–$5,000,000+
Term
30-Yr Fixed, 5/1 ARM, or IO
Best For
No Personal Tax Returns
DSCR Calculator
Your DSCR
0.00x
Est. Monthly Debt Service
$0
For illustration only. Most lenders look for a DSCR of 1.20x or higher; some programs go lower. Actual qualification depends on lender underwriting.
Overview
DSCR (Debt Service Coverage Ratio) loans qualify based on what the property itself generates in rent, not your personal tax returns or W-2 income. That makes them the go-to product for investors buying or refinancing 1–4 unit rentals and multifamily portfolios.
Highlights
- Loan amounts from $100,000 to $5,000,000+
- 30-year fixed, 5/1 ARM, or interest-only options
- No personal tax returns required
- Underwritten strictly on property cash flow (DSCR)
Get Pre-Qualified
Tell us a bit about the deal and we'll follow up with DSCR Investor Rental Loans (1–4 Unit & Multifamily) options matched to your situation. This form does not submit a loan application.
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